Money Movement 2.0

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Money is moving — and this time, it’s real. Stablecoins are no longer a crypto experiment. They are now an active, growing infrastructure layer of the global financial system. This report is designed as both a strategic primer and an actionable guide for financial institutions, enterprises, fintech operators, and policy leaders.

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Our Insight & Data Partners

Stablecoins’ Killer Use Cases

Opportunities and early adopters in international business payments, corporate treasury, international payroll, capital markets and commerce. We focus on Visa, PayPal, Mastercard, JP Morgan, and others.

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We evaluated 100s of vendors across 4 enterprise-critical dimensions and 30+ metrics with our proprietary 51 Trust Score™.

Who are the most important players?

A digital presentation slide showing the Stablecoin Ecosystem 2025, including categories of stablecoin issuers, payment networks, infrastructure, processors, and blockchains, with logos and descriptions.

How Stablecoins are Disrupting Commerce

Stablecoins aren’t just a better way to move money. They are a core primitive for programmable internet-native money and agentic commerce. We tracked Stripe, Shopify, Coinbase, Google, Tether and others.

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  • "Stablecoins have become a way for fintech companies to leverage crypto rails for real world commerce and savings. There’s a Cambrian explosion of companies that are pursuing this opportunity."

    Lex Sorokin, Founder, Editor in Chief & Managing Partner Generative Ventures

  • "Imagine a CFO in the US already leveraging a tokenized version of a high yield security with 24/7 near real-time trading in primary and secondary markets against USDC. Once it’s traded back to USDC why would the CFO need to go back to USD to send a Euro payment to a vendor? He won’t. "

    Berhan Kongel, CEO & Co-founder of Keyrails

  • "Today, stablecoin adoption is driven by utility, not ideology: users want speed and access, not manifestos. But as trust in institutions weakens, decentralization becomes more than a principle, it may become a moat."

    Maja Vujinovic, CEO of OGroup; blockchain pioneer and investor

  • "We’re watching a shift happen in real time. Stablecoins aren’t fringe anymore, they’re quickly becoming the default way users expect to transact onchain and soon millions of non-crypto native users will be using stablecoins under the hood of applications without even knowing it."

    Jess Houlgrave, CEO of Reown

  • "Tether’s making a long-term bet: that AI agents will transact in stablecoins, not Stripe. This is a multi-year strategy to own the rails of AI agent commerce and it’s one of the most strategic crypto moves of 2025."

    Marc Baumann, CEO & Founder 51 | fiftyone.xyz

What to do now?

The adoption curve is accelerating. Companies late to the party risk missing significant competitive advantages. Executives should urgently evaluate stablecoins, not as niche crypto experiments, but as strategic infrastructure for global business efficiency and growth.

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